Moving from Reno to St. Paul (2026)

St. Paul has a COL index of 97 vs 101 for Reno (100 = US average). You'd pay about 4% less for the same lifestyle.

Save ~$89/mo
on core expenses · $75K salary baseline

Key differences

COL index
10197
100 = US avg
1BR rent
$1,650$1,500
per month
State tax
None9.9%
income tax
Take-home at $75K
$4,741$4,122
per month

Salary needed in St. Paul to match your Reno lifestyle

Based on the 4% cost of living decrease between the two cities.

Your salary in RenoEquivalent in St. Paul
$40K$38,416
$50K$48,020
$60K$57,624
$75K$72,030
$80K$76,832
$100K$96,040
$120K$115,248
$150K$144,059

Monthly budget at $75K — Reno vs St. Paul

ExpenseRenoSt. Paul
Monthly take-home$4,741$4,122
1BR rent$1,650$1,500
Groceries$384$384
Transport$62$95
Utilities$165$195
Internet$65$63
Left after essentials$2,415$1,885

Frequently asked questions

Is St. Paul cheaper than Reno?

Yes. St. Paul has a cost of living index of 97 vs 101 for Reno (100 = US average). That's about 4% cheaper.

How much will I save moving from Reno to St. Paul?

On a $75K salary, moving from Reno to St. Paul could save roughly $89/month on core expenses. That's ~$1,068/year.

What salary do I need in St. Paul to match my Reno lifestyle?

To maintain the same purchasing power as $75,000 in Reno, you'd need roughly $72,030/year in St. Paul. This is based on the overall COL index difference between the two cities.

Estimates based on Q1 2026 COL index and market data. Budget uses simplified federal/state tax rates at $75K. Zillow · BLS · Numbeo · For general guidance only