Moving from Reno to Chattanooga (2026)

Chattanooga has a COL index of 86 vs 101 for Reno (100 = US average). You'd pay about 15% less for the same lifestyle.

Save ~$451/mo
on core expenses · $75K salary baseline

Key differences

COL index
10186
100 = US avg
1BR rent
$1,650$1,250
per month
State tax
NoneNone
income tax
Take-home at $75K
$4,741$4,741
per month

Salary needed in Chattanooga to match your Reno lifestyle

Based on the 15% cost of living decrease between the two cities.

Your salary in RenoEquivalent in Chattanooga
$40K$34,059
$50K$42,574
$60K$51,089
$75K$63,861
$80K$68,119
$100K$85,149
$120K$102,178
$150K$127,723

Monthly budget at $75K — Reno vs Chattanooga

ExpenseRenoChattanooga
Monthly take-home$4,741$4,741
1BR rent$1,650$1,250
Groceries$384$357
Transport$62$45
Utilities$165$165
Internet$65$58
Left after essentials$2,415$2,866

Frequently asked questions

Is Chattanooga cheaper than Reno?

Yes. Chattanooga has a cost of living index of 86 vs 101 for Reno (100 = US average). That's about 15% cheaper.

How much will I save moving from Reno to Chattanooga?

On a $75K salary, moving from Reno to Chattanooga could save roughly $451/month on core expenses. That's ~$5,412/year.

What salary do I need in Chattanooga to match my Reno lifestyle?

To maintain the same purchasing power as $75,000 in Reno, you'd need roughly $63,861/year in Chattanooga. This is based on the overall COL index difference between the two cities.

Estimates based on Q1 2026 COL index and market data. Budget uses simplified federal/state tax rates at $75K. Zillow · BLS · Numbeo · For general guidance only