Moving from Rapid City to Tempe (2026)

Tempe has a COL index of 103 vs 88 for Rapid City (100 = US average). Expect to pay about 17% more for the same lifestyle.

Pay ~$489 more/mo
on core expenses · $75K salary baseline

Key differences

COL index
88103
100 = US avg
1BR rent
$1,200$1,600
per month
State tax
None2.5%
income tax
Take-home at $75K
$4,741$4,584
per month

Salary needed in Tempe to match your Rapid City lifestyle

Based on the 17% cost of living increase between the two cities.

Your salary in Rapid CityEquivalent in Tempe
$40K$46,818
$50K$58,523
$60K$70,227
$75K$87,784
$80K$93,636
$100K$117,045
$120K$140,455
$150K$175,568

Monthly budget at $75K — Rapid City vs Tempe

ExpenseRapid CityTempe
Monthly take-home$4,741$4,584
1BR rent$1,200$1,600
Groceries$365$380
Transport$40$55
Utilities$148$210
Internet$65$62
Left after essentials$2,923$2,277

Frequently asked questions

Is Tempe cheaper than Rapid City?

No. Tempe has a cost of living index of 103 vs 88 for Rapid City (100 = US average). That's about 17% more expensive.

How much will I save moving from Rapid City to Tempe?

On a $75K salary, core expenses in Tempe run about $489/month more than Rapid City. Factor this into your salary negotiation when relocating.

What salary do I need in Tempe to match my Rapid City lifestyle?

To maintain the same purchasing power as $75,000 in Rapid City, you'd need roughly $87,784/year in Tempe. This is based on the overall COL index difference between the two cities.

Estimates based on Q1 2026 COL index and market data. Budget uses simplified federal/state tax rates at $75K. Zillow · BLS · Numbeo · For general guidance only