Moving from Rapid City to Springfield (2026)

Springfield has a COL index of 98 vs 88 for Rapid City (100 = US average). Expect to pay about 11% more for the same lifestyle.

Pay ~$345 more/mo
on core expenses · $75K salary baseline

Key differences

COL index
8898
100 = US avg
1BR rent
$1,200$1,450
per month
State tax
None5%
income tax
Take-home at $75K
$4,741$4,428
per month

Salary needed in Springfield to match your Rapid City lifestyle

Based on the 11% cost of living increase between the two cities.

Your salary in Rapid CityEquivalent in Springfield
$40K$44,545
$50K$55,682
$60K$66,818
$75K$83,523
$80K$89,091
$100K$111,364
$120K$133,636
$150K$167,045

Monthly budget at $75K — Rapid City vs Springfield

ExpenseRapid CitySpringfield
Monthly take-home$4,741$4,428
1BR rent$1,200$1,450
Groceries$365$391
Transport$40$72
Utilities$148$185
Internet$65$65
Left after essentials$2,923$2,265

Frequently asked questions

Is Springfield cheaper than Rapid City?

No. Springfield has a cost of living index of 98 vs 88 for Rapid City (100 = US average). That's about 11% more expensive.

How much will I save moving from Rapid City to Springfield?

On a $75K salary, core expenses in Springfield run about $345/month more than Rapid City. Factor this into your salary negotiation when relocating.

What salary do I need in Springfield to match my Rapid City lifestyle?

To maintain the same purchasing power as $75,000 in Rapid City, you'd need roughly $83,523/year in Springfield. This is based on the overall COL index difference between the two cities.

Estimates based on Q1 2026 COL index and market data. Budget uses simplified federal/state tax rates at $75K. Zillow · BLS · Numbeo · For general guidance only