Moving from Rapid City to Rochester (2026)

Rochester has a COL index of 89 vs 88 for Rapid City (100 = US average). Expect to pay about 1% more for the same lifestyle.

Pay ~$168 more/mo
on core expenses · $75K salary baseline

Key differences

COL index
8889
100 = US avg
1BR rent
$1,200$1,300
per month
State tax
None6.9%
income tax
Take-home at $75K
$4,741$4,309
per month

Salary needed in Rochester to match your Rapid City lifestyle

Based on the 1% cost of living increase between the two cities.

Your salary in Rapid CityEquivalent in Rochester
$40K$40,455
$50K$50,568
$60K$60,682
$75K$75,852
$80K$80,909
$100K$101,136
$120K$121,364
$150K$151,705

Monthly budget at $75K — Rapid City vs Rochester

ExpenseRapid CityRochester
Monthly take-home$4,741$4,309
1BR rent$1,200$1,300
Groceries$365$376
Transport$40$65
Utilities$148$180
Internet$65$65
Left after essentials$2,923$2,323

Frequently asked questions

Is Rochester cheaper than Rapid City?

No. Rochester has a cost of living index of 89 vs 88 for Rapid City (100 = US average). That's about 1% more expensive.

How much will I save moving from Rapid City to Rochester?

On a $75K salary, core expenses in Rochester run about $168/month more than Rapid City. Factor this into your salary negotiation when relocating.

What salary do I need in Rochester to match my Rapid City lifestyle?

To maintain the same purchasing power as $75,000 in Rapid City, you'd need roughly $75,852/year in Rochester. This is based on the overall COL index difference between the two cities.

Estimates based on Q1 2026 COL index and market data. Budget uses simplified federal/state tax rates at $75K. Zillow · BLS · Numbeo · For general guidance only