Moving from Rapid City to Duluth (2026)
Duluth has a COL index of 87 vs 88 for Rapid City (100 = US average). You'd pay about 1% less for the same lifestyle.
Key differences
Salary needed in Duluth to match your Rapid City lifestyle
Based on the 1% cost of living decrease between the two cities.
| Your salary in Rapid City | Equivalent in Duluth |
|---|---|
| $40K | $39,545 |
| $50K | $49,432 |
| $60K | $59,318 |
| $75K | $74,148 |
| $80K | $79,091 |
| $100K | $98,864 |
| $120K | $118,636 |
| $150K | $148,295 |
Monthly budget at $75K — Rapid City vs Duluth
| Expense | Rapid City | Duluth |
|---|---|---|
| Monthly take-home | $4,741 | $4,122 |
| 1BR rent | $1,200 | $1,200 |
| Groceries | $365 | $369 |
| Transport | $40 | $60 |
| Utilities | $148 | $165 |
| Internet | $65 | $62 |
| Left after essentials | $2,923 | $2,266 |
Frequently asked questions
Is Duluth cheaper than Rapid City?
Yes. Duluth has a cost of living index of 87 vs 88 for Rapid City (100 = US average). That's about 1% cheaper.
How much will I save moving from Rapid City to Duluth?
On a $75K salary, core expenses in Duluth run about $38/month more than Rapid City. Factor this into your salary negotiation when relocating.
What salary do I need in Duluth to match my Rapid City lifestyle?
To maintain the same purchasing power as $75,000 in Rapid City, you'd need roughly $74,148/year in Duluth. This is based on the overall COL index difference between the two cities.
Estimates based on Q1 2026 COL index and market data. Budget uses simplified federal/state tax rates at $75K. Zillow · BLS · Numbeo · For general guidance only