Moving from Rapid City to Des Moines (2026)

Des Moines has a COL index of 87 vs 88 for Rapid City (100 = US average). You'd pay about 1% less for the same lifestyle.

Save ~$12/mo
on core expenses · $75K salary baseline

Key differences

COL index
8887
100 = US avg
1BR rent
$1,200$1,200
per month
State tax
None5.7%
income tax
Take-home at $75K
$4,741$4,384
per month

Salary needed in Des Moines to match your Rapid City lifestyle

Based on the 1% cost of living decrease between the two cities.

Your salary in Rapid CityEquivalent in Des Moines
$40K$39,545
$50K$49,432
$60K$59,318
$75K$74,148
$80K$79,091
$100K$98,864
$120K$118,636
$150K$148,295

Monthly budget at $75K — Rapid City vs Des Moines

ExpenseRapid CityDes Moines
Monthly take-home$4,741$4,384
1BR rent$1,200$1,200
Groceries$365$365
Transport$40$50
Utilities$148$155
Internet$65$60
Left after essentials$2,923$2,554

Frequently asked questions

Is Des Moines cheaper than Rapid City?

Yes. Des Moines has a cost of living index of 87 vs 88 for Rapid City (100 = US average). That's about 1% cheaper.

How much will I save moving from Rapid City to Des Moines?

On a $75K salary, core expenses in Des Moines run about $12/month more than Rapid City. Factor this into your salary negotiation when relocating.

What salary do I need in Des Moines to match my Rapid City lifestyle?

To maintain the same purchasing power as $75,000 in Rapid City, you'd need roughly $74,148/year in Des Moines. This is based on the overall COL index difference between the two cities.

Estimates based on Q1 2026 COL index and market data. Budget uses simplified federal/state tax rates at $75K. Zillow · BLS · Numbeo · For general guidance only