Moving from Rapid City to Concord (2026)

Concord has a COL index of 92 vs 88 for Rapid City (100 = US average). Expect to pay about 5% more for the same lifestyle.

Pay ~$301 more/mo
on core expenses · $75K salary baseline

Key differences

COL index
8892
100 = US avg
1BR rent
$1,200$1,500
per month
State tax
None4.5%
income tax
Take-home at $75K
$4,741$4,459
per month

Salary needed in Concord to match your Rapid City lifestyle

Based on the 5% cost of living increase between the two cities.

Your salary in Rapid CityEquivalent in Concord
$40K$41,818
$50K$52,273
$60K$62,727
$75K$78,409
$80K$83,636
$100K$104,545
$120K$125,455
$150K$156,818

Monthly budget at $75K — Rapid City vs Concord

ExpenseRapid CityConcord
Monthly take-home$4,741$4,459
1BR rent$1,200$1,500
Groceries$365$365
Transport$40$42
Utilities$148$152
Internet$65$60
Left after essentials$2,923$2,340

Frequently asked questions

Is Concord cheaper than Rapid City?

No. Concord has a cost of living index of 92 vs 88 for Rapid City (100 = US average). That's about 5% more expensive.

How much will I save moving from Rapid City to Concord?

On a $75K salary, core expenses in Concord run about $301/month more than Rapid City. Factor this into your salary negotiation when relocating.

What salary do I need in Concord to match my Rapid City lifestyle?

To maintain the same purchasing power as $75,000 in Rapid City, you'd need roughly $78,409/year in Concord. This is based on the overall COL index difference between the two cities.

Estimates based on Q1 2026 COL index and market data. Budget uses simplified federal/state tax rates at $75K. Zillow · BLS · Numbeo · For general guidance only