Moving from Rapid City to Cincinnati (2026)

Cincinnati has a COL index of 87 vs 88 for Rapid City (100 = US average). You'd pay about 1% less for the same lifestyle.

Save ~$141/mo
on core expenses · $75K salary baseline

Key differences

COL index
8887
100 = US avg
1BR rent
$1,200$1,300
per month
State tax
None3.5%
income tax
Take-home at $75K
$4,741$4,522
per month

Salary needed in Cincinnati to match your Rapid City lifestyle

Based on the 1% cost of living decrease between the two cities.

Your salary in Rapid CityEquivalent in Cincinnati
$40K$39,545
$50K$49,432
$60K$59,318
$75K$74,148
$80K$79,091
$100K$98,864
$120K$118,636
$150K$148,295

Monthly budget at $75K — Rapid City vs Cincinnati

ExpenseRapid CityCincinnati
Monthly take-home$4,741$4,522
1BR rent$1,200$1,300
Groceries$365$369
Transport$40$65
Utilities$148$165
Internet$65$60
Left after essentials$2,923$2,563

Frequently asked questions

Is Cincinnati cheaper than Rapid City?

Yes. Cincinnati has a cost of living index of 87 vs 88 for Rapid City (100 = US average). That's about 1% cheaper.

How much will I save moving from Rapid City to Cincinnati?

On a $75K salary, core expenses in Cincinnati run about $141/month more than Rapid City. Factor this into your salary negotiation when relocating.

What salary do I need in Cincinnati to match my Rapid City lifestyle?

To maintain the same purchasing power as $75,000 in Rapid City, you'd need roughly $74,148/year in Cincinnati. This is based on the overall COL index difference between the two cities.

Estimates based on Q1 2026 COL index and market data. Budget uses simplified federal/state tax rates at $75K. Zillow · BLS · Numbeo · For general guidance only