Moving from Rapid City to Charleston (2026)

Charleston has a COL index of 97 vs 88 for Rapid City (100 = US average). Expect to pay about 10% more for the same lifestyle.

Pay ~$738 more/mo
on core expenses · $75K salary baseline

Key differences

COL index
8897
100 = US avg
1BR rent
$1,200$1,900
per month
State tax
None6.2%
income tax
Take-home at $75K
$4,741$4,353
per month

Salary needed in Charleston to match your Rapid City lifestyle

Based on the 10% cost of living increase between the two cities.

Your salary in Rapid CityEquivalent in Charleston
$40K$44,091
$50K$55,114
$60K$66,136
$75K$82,670
$80K$88,182
$100K$110,227
$120K$132,273
$150K$165,341

Monthly budget at $75K — Rapid City vs Charleston

ExpenseRapid CityCharleston
Monthly take-home$4,741$4,353
1BR rent$1,200$1,900
Groceries$365$376
Transport$40$55
Utilities$148$162
Internet$65$63
Left after essentials$2,923$1,797

Frequently asked questions

Is Charleston cheaper than Rapid City?

No. Charleston has a cost of living index of 97 vs 88 for Rapid City (100 = US average). That's about 10% more expensive.

How much will I save moving from Rapid City to Charleston?

On a $75K salary, core expenses in Charleston run about $738/month more than Rapid City. Factor this into your salary negotiation when relocating.

What salary do I need in Charleston to match my Rapid City lifestyle?

To maintain the same purchasing power as $75,000 in Rapid City, you'd need roughly $82,670/year in Charleston. This is based on the overall COL index difference between the two cities.

Estimates based on Q1 2026 COL index and market data. Budget uses simplified federal/state tax rates at $75K. Zillow · BLS · Numbeo · For general guidance only