Moving from Rapid City to Billings (2026)

Billings has a COL index of 89 vs 88 for Rapid City (100 = US average). Expect to pay about 1% more for the same lifestyle.

Pay ~$9 more/mo
on core expenses · $75K salary baseline

Key differences

COL index
8889
100 = US avg
1BR rent
$1,200$1,200
per month
State tax
None6.8%
income tax
Take-home at $75K
$4,741$4,316
per month

Salary needed in Billings to match your Rapid City lifestyle

Based on the 1% cost of living increase between the two cities.

Your salary in Rapid CityEquivalent in Billings
$40K$40,455
$50K$50,568
$60K$60,682
$75K$75,852
$80K$80,909
$100K$101,136
$120K$121,364
$150K$151,705

Monthly budget at $75K — Rapid City vs Billings

ExpenseRapid CityBillings
Monthly take-home$4,741$4,316
1BR rent$1,200$1,200
Groceries$365$369
Transport$40$42
Utilities$148$148
Internet$65$68
Left after essentials$2,923$2,489

Frequently asked questions

Is Billings cheaper than Rapid City?

No. Billings has a cost of living index of 89 vs 88 for Rapid City (100 = US average). That's about 1% more expensive.

How much will I save moving from Rapid City to Billings?

On a $75K salary, core expenses in Billings run about $9/month more than Rapid City. Factor this into your salary negotiation when relocating.

What salary do I need in Billings to match my Rapid City lifestyle?

To maintain the same purchasing power as $75,000 in Rapid City, you'd need roughly $75,852/year in Billings. This is based on the overall COL index difference between the two cities.

Estimates based on Q1 2026 COL index and market data. Budget uses simplified federal/state tax rates at $75K. Zillow · BLS · Numbeo · For general guidance only