Moving from Raleigh to Rapid City (2026)

Rapid City has a COL index of 88 vs 101 for Raleigh (100 = US average). You'd pay about 13% less for the same lifestyle.

Save ~$527/mo
on core expenses · $75K salary baseline

Key differences

COL index
10188
100 = US avg
1BR rent
$1,700$1,200
per month
State tax
4.5%None
income tax
Take-home at $75K
$4,459$4,741
per month

Salary needed in Rapid City to match your Raleigh lifestyle

Based on the 13% cost of living decrease between the two cities.

Your salary in RaleighEquivalent in Rapid City
$40K$34,851
$50K$43,564
$60K$52,277
$75K$65,347
$80K$69,703
$100K$87,129
$120K$104,554
$150K$130,693

Monthly budget at $75K — Raleigh vs Rapid City

ExpenseRaleighRapid City
Monthly take-home$4,459$4,741
1BR rent$1,700$1,200
Groceries$365$365
Transport$70$40
Utilities$150$148
Internet$60$65
Left after essentials$2,114$2,923

Frequently asked questions

Is Rapid City cheaper than Raleigh?

Yes. Rapid City has a cost of living index of 88 vs 101 for Raleigh (100 = US average). That's about 13% cheaper.

How much will I save moving from Raleigh to Rapid City?

On a $75K salary, moving from Raleigh to Rapid City could save roughly $527/month on core expenses. That's ~$6,324/year.

What salary do I need in Rapid City to match my Raleigh lifestyle?

To maintain the same purchasing power as $75,000 in Raleigh, you'd need roughly $65,347/year in Rapid City. This is based on the overall COL index difference between the two cities.

Estimates based on Q1 2026 COL index and market data. Budget uses simplified federal/state tax rates at $75K. Zillow · BLS · Numbeo · For general guidance only