Moving from Raleigh to Indianapolis (2026)

Indianapolis has a COL index of 89 vs 101 for Raleigh (100 = US average). You'd pay about 12% less for the same lifestyle.

Save ~$518/mo
on core expenses · $75K salary baseline

Key differences

COL index
10189
100 = US avg
1BR rent
$1,700$1,200
per month
State tax
4.5%3.2%
income tax
Take-home at $75K
$4,459$4,541
per month

Salary needed in Indianapolis to match your Raleigh lifestyle

Based on the 12% cost of living decrease between the two cities.

Your salary in RaleighEquivalent in Indianapolis
$40K$35,248
$50K$44,059
$60K$52,871
$75K$66,089
$80K$70,495
$100K$88,119
$120K$105,743
$150K$132,178

Monthly budget at $75K — Raleigh vs Indianapolis

ExpenseRaleighIndianapolis
Monthly take-home$4,459$4,541
1BR rent$1,700$1,200
Groceries$365$357
Transport$70$60
Utilities$150$155
Internet$60$55
Left after essentials$2,114$2,714

Frequently asked questions

Is Indianapolis cheaper than Raleigh?

Yes. Indianapolis has a cost of living index of 89 vs 101 for Raleigh (100 = US average). That's about 12% cheaper.

How much will I save moving from Raleigh to Indianapolis?

On a $75K salary, moving from Raleigh to Indianapolis could save roughly $518/month on core expenses. That's ~$6,216/year.

What salary do I need in Indianapolis to match my Raleigh lifestyle?

To maintain the same purchasing power as $75,000 in Raleigh, you'd need roughly $66,089/year in Indianapolis. This is based on the overall COL index difference between the two cities.

Estimates based on Q1 2026 COL index and market data. Budget uses simplified federal/state tax rates at $75K. Zillow · BLS · Numbeo · For general guidance only