Moving from Raleigh to Chattanooga (2026)
Chattanooga has a COL index of 86 vs 101 for Raleigh (100 = US average). You'd pay about 15% less for the same lifestyle.
Key differences
Salary needed in Chattanooga to match your Raleigh lifestyle
Based on the 15% cost of living decrease between the two cities.
| Your salary in Raleigh | Equivalent in Chattanooga |
|---|---|
| $40K | $34,059 |
| $50K | $42,574 |
| $60K | $51,089 |
| $75K | $63,861 |
| $80K | $68,119 |
| $100K | $85,149 |
| $120K | $102,178 |
| $150K | $127,723 |
Monthly budget at $75K — Raleigh vs Chattanooga
| Expense | Raleigh | Chattanooga |
|---|---|---|
| Monthly take-home | $4,459 | $4,741 |
| 1BR rent | $1,700 | $1,250 |
| Groceries | $365 | $357 |
| Transport | $70 | $45 |
| Utilities | $150 | $165 |
| Internet | $60 | $58 |
| Left after essentials | $2,114 | $2,866 |
Frequently asked questions
Is Chattanooga cheaper than Raleigh?
Yes. Chattanooga has a cost of living index of 86 vs 101 for Raleigh (100 = US average). That's about 15% cheaper.
How much will I save moving from Raleigh to Chattanooga?
On a $75K salary, moving from Raleigh to Chattanooga could save roughly $470/month on core expenses. That's ~$5,640/year.
What salary do I need in Chattanooga to match my Raleigh lifestyle?
To maintain the same purchasing power as $75,000 in Raleigh, you'd need roughly $63,861/year in Chattanooga. This is based on the overall COL index difference between the two cities.
Estimates based on Q1 2026 COL index and market data. Budget uses simplified federal/state tax rates at $75K. Zillow · BLS · Numbeo · For general guidance only