Moving from Provo to Waco (2026)
Waco has a COL index of 83 vs 99 for Provo (100 = US average). You'd pay about 16% less for the same lifestyle.
Save ~$425/mo
on core expenses · $75K salary baseline
Key differences
COL index
9983
100 = US avg
1BR rent
$1,400$1,000
per month
State tax
4.7%None
income tax
Take-home at $75K
$4,447$4,741
per month
Salary needed in Waco to match your Provo lifestyle
Based on the 16% cost of living decrease between the two cities.
| Your salary in Provo | Equivalent in Waco |
|---|---|
| $40K | $33,535 |
| $50K | $41,919 |
| $60K | $50,303 |
| $75K | $62,879 |
| $80K | $67,071 |
| $100K | $83,838 |
| $120K | $100,606 |
| $150K | $125,758 |
Monthly budget at $75K — Provo vs Waco
| Expense | Provo | Waco |
|---|---|---|
| Monthly take-home | $4,447 | $4,741 |
| 1BR rent | $1,400 | $1,000 |
| Groceries | $372 | $350 |
| Transport | $62 | $38 |
| Utilities | $148 | $172 |
| Internet | $63 | $60 |
| Left after essentials | $2,402 | $3,121 |
Frequently asked questions
Is Waco cheaper than Provo?
Yes. Waco has a cost of living index of 83 vs 99 for Provo (100 = US average). That's about 16% cheaper.
How much will I save moving from Provo to Waco?
On a $75K salary, moving from Provo to Waco could save roughly $425/month on core expenses. That's ~$5,100/year.
What salary do I need in Waco to match my Provo lifestyle?
To maintain the same purchasing power as $75,000 in Provo, you'd need roughly $62,879/year in Waco. This is based on the overall COL index difference between the two cities.
Estimates based on Q1 2026 COL index and market data. Budget uses simplified federal/state tax rates at $75K. Zillow · BLS · Numbeo · For general guidance only