Moving from Provo to South Bend (2026)
South Bend has a COL index of 82 vs 99 for Provo (100 = US average). You'd pay about 17% less for the same lifestyle.
Save ~$387/mo
on core expenses · $75K salary baseline
Key differences
COL index
9982
100 = US avg
1BR rent
$1,400$1,050
per month
State tax
4.7%3.2%
income tax
Take-home at $75K
$4,447$4,541
per month
Salary needed in South Bend to match your Provo lifestyle
Based on the 17% cost of living decrease between the two cities.
| Your salary in Provo | Equivalent in South Bend |
|---|---|
| $40K | $33,131 |
| $50K | $41,414 |
| $60K | $49,697 |
| $75K | $62,121 |
| $80K | $66,263 |
| $100K | $82,828 |
| $120K | $99,394 |
| $150K | $124,242 |
Monthly budget at $75K — Provo vs South Bend
| Expense | Provo | South Bend |
|---|---|---|
| Monthly take-home | $4,447 | $4,541 |
| 1BR rent | $1,400 | $1,050 |
| Groceries | $372 | $353 |
| Transport | $62 | $42 |
| Utilities | $148 | $155 |
| Internet | $63 | $58 |
| Left after essentials | $2,402 | $2,883 |
Frequently asked questions
Is South Bend cheaper than Provo?
Yes. South Bend has a cost of living index of 82 vs 99 for Provo (100 = US average). That's about 17% cheaper.
How much will I save moving from Provo to South Bend?
On a $75K salary, moving from Provo to South Bend could save roughly $387/month on core expenses. That's ~$4,644/year.
What salary do I need in South Bend to match my Provo lifestyle?
To maintain the same purchasing power as $75,000 in Provo, you'd need roughly $62,121/year in South Bend. This is based on the overall COL index difference between the two cities.
Moving from South Bend to ProvoProvo vs South Bend — full comparisonProvo cost of livingSouth Bend cost of living
Estimates based on Q1 2026 COL index and market data. Budget uses simplified federal/state tax rates at $75K. Zillow · BLS · Numbeo · For general guidance only