Moving from Provo to Sofia (2026)

Sofia has a COL index of 48 vs 99 for Provo (100 = US average). You'd pay about 52% less for the same lifestyle.

Save ~$529/mo
on rent + taxes ยท $75K salary baseline

Change cities

Key differences

COL index
99 โ†’ 48
100 = US avg
1BR rent
$1,400 โ†’ $540
per month
State tax
4.7% โ†’ 10%
income tax
COL difference
99 โ†’ 48
52% cheaper

Salary needed in Sofia to match your Provo lifestyle

Based on the 52% cost of living decrease between the two cities.

Your salary in ProvoEquivalent in Sofia
$40K$19,394
$50K$24,242
$60K$29,091
$75K$36,364
$80K$38,788
$100K$48,485
$120K$58,182
$150K$72,727

Adjust your salary

Save ~$880/moon core expenses at $75K

Monthly budget at $75K โ€” Provo vs Sofia

ExpenseProvoSofia
Monthly take-home$4,447$4,116
1BR rent$1,400$540
Groceries$372$380
Transport$62$150
Utilities$148$75
Internet$63$20
Left after essentials$2,402$2,951

30-Year Wealth Builder

If you invest your monthly savings of $880 in a low-cost index fund (7% avg return), you'd accumulate an extra:

$1,073,574

over 30 years compared to staying in Provo โ€” that's the real price of a city.

$880/mo invested

Frequently asked questions

Is Sofia cheaper than Provo?

Yes. Sofia has a cost of living index of 48 vs 99 for Provo (100 = US average). That's about 52% cheaper.

How much will I save moving from Provo to Sofia?

On a $75K salary, moving from Provo to Sofia saves roughly $529/month on core expenses. That's ~$6,348/year.

What salary do I need in Sofia to match my Provo lifestyle?

To maintain the same purchasing power as $75,000 in Provo, you'd need roughly $36,364/year in Sofia. This is based on the overall COL index difference.

Estimates based on Q1 2026 COL index and market data. Budget uses simplified federal/state tax rates. Zillow ยท BLS ยท Numbeo ยท For general guidance only