Moving from Provo to Chattanooga (2026)

Chattanooga has a COL index of 86 vs 99 for Provo (100 = US average). You'd pay about 13% less for the same lifestyle.

Save ~$170/mo
on core expenses · $75K salary baseline

Key differences

COL index
9986
100 = US avg
1BR rent
$1,400$1,250
per month
State tax
4.7%None
income tax
Take-home at $75K
$4,447$4,741
per month

Salary needed in Chattanooga to match your Provo lifestyle

Based on the 13% cost of living decrease between the two cities.

Your salary in ProvoEquivalent in Chattanooga
$40K$34,747
$50K$43,434
$60K$52,121
$75K$65,152
$80K$69,495
$100K$86,869
$120K$104,242
$150K$130,303

Monthly budget at $75K — Provo vs Chattanooga

ExpenseProvoChattanooga
Monthly take-home$4,447$4,741
1BR rent$1,400$1,250
Groceries$372$357
Transport$62$45
Utilities$148$165
Internet$63$58
Left after essentials$2,402$2,866

Frequently asked questions

Is Chattanooga cheaper than Provo?

Yes. Chattanooga has a cost of living index of 86 vs 99 for Provo (100 = US average). That's about 13% cheaper.

How much will I save moving from Provo to Chattanooga?

On a $75K salary, moving from Provo to Chattanooga could save roughly $170/month on core expenses. That's ~$2,040/year.

What salary do I need in Chattanooga to match my Provo lifestyle?

To maintain the same purchasing power as $75,000 in Provo, you'd need roughly $65,152/year in Chattanooga. This is based on the overall COL index difference between the two cities.

Estimates based on Q1 2026 COL index and market data. Budget uses simplified federal/state tax rates at $75K. Zillow · BLS · Numbeo · For general guidance only