Moving from Providence to Waco (2026)
Waco has a COL index of 83 vs 108 for Providence (100 = US average). You'd pay about 23% less for the same lifestyle.
Save ~$917/mo
on core expenses · $75K salary baseline
Key differences
COL index
10883
100 = US avg
1BR rent
$1,800$1,000
per month
State tax
6%None
income tax
Take-home at $75K
$4,366$4,741
per month
Salary needed in Waco to match your Providence lifestyle
Based on the 23% cost of living decrease between the two cities.
| Your salary in Providence | Equivalent in Waco |
|---|---|
| $40K | $30,741 |
| $50K | $38,426 |
| $60K | $46,111 |
| $75K | $57,639 |
| $80K | $61,481 |
| $100K | $76,852 |
| $120K | $92,222 |
| $150K | $115,278 |
Monthly budget at $75K — Providence vs Waco
| Expense | Providence | Waco |
|---|---|---|
| Monthly take-home | $4,366 | $4,741 |
| 1BR rent | $1,800 | $1,000 |
| Groceries | $399 | $350 |
| Transport | $75 | $38 |
| Utilities | $195 | $172 |
| Internet | $68 | $60 |
| Left after essentials | $1,829 | $3,121 |
Frequently asked questions
Is Waco cheaper than Providence?
Yes. Waco has a cost of living index of 83 vs 108 for Providence (100 = US average). That's about 23% cheaper.
How much will I save moving from Providence to Waco?
On a $75K salary, moving from Providence to Waco could save roughly $917/month on core expenses. That's ~$11,004/year.
What salary do I need in Waco to match my Providence lifestyle?
To maintain the same purchasing power as $75,000 in Providence, you'd need roughly $57,639/year in Waco. This is based on the overall COL index difference between the two cities.
Moving from Waco to ProvidenceProvidence vs Waco — full comparisonProvidence cost of livingWaco cost of living
Estimates based on Q1 2026 COL index and market data. Budget uses simplified federal/state tax rates at $75K. Zillow · BLS · Numbeo · For general guidance only