Moving from Providence to Springfield (2026)

Springfield has a COL index of 81 vs 108 for Providence (100 = US average). You'd pay about 25% less for the same lifestyle.

Save ~$919/mo
on core expenses · $75K salary baseline

Key differences

COL index
10881
100 = US avg
1BR rent
$1,800$1,000
per month
State tax
6%5%
income tax
Take-home at $75K
$4,366$4,428
per month

Salary needed in Springfield to match your Providence lifestyle

Based on the 25% cost of living decrease between the two cities.

Your salary in ProvidenceEquivalent in Springfield
$40K$30,000
$50K$37,500
$60K$45,000
$75K$56,250
$80K$60,000
$100K$75,000
$120K$90,000
$150K$112,500

Monthly budget at $75K — Providence vs Springfield

ExpenseProvidenceSpringfield
Monthly take-home$4,366$4,428
1BR rent$1,800$1,000
Groceries$399$357
Transport$75$48
Utilities$195$155
Internet$68$58
Left after essentials$1,829$2,810

Frequently asked questions

Is Springfield cheaper than Providence?

Yes. Springfield has a cost of living index of 81 vs 108 for Providence (100 = US average). That's about 25% cheaper.

How much will I save moving from Providence to Springfield?

On a $75K salary, moving from Providence to Springfield could save roughly $919/month on core expenses. That's ~$11,028/year.

What salary do I need in Springfield to match my Providence lifestyle?

To maintain the same purchasing power as $75,000 in Providence, you'd need roughly $56,250/year in Springfield. This is based on the overall COL index difference between the two cities.

Estimates based on Q1 2026 COL index and market data. Budget uses simplified federal/state tax rates at $75K. Zillow · BLS · Numbeo · For general guidance only