Moving from Providence to Missoula (2026)

Missoula has a COL index of 97 vs 108 for Providence (100 = US average). You'd pay about 10% less for the same lifestyle.

Save ~$603/mo
on core expenses · $75K salary baseline

Key differences

COL index
10897
100 = US avg
1BR rent
$1,800$1,300
per month
State tax
6%6.8%
income tax
Take-home at $75K
$4,366$4,316
per month

Salary needed in Missoula to match your Providence lifestyle

Based on the 10% cost of living decrease between the two cities.

Your salary in ProvidenceEquivalent in Missoula
$40K$35,926
$50K$44,907
$60K$53,889
$75K$67,361
$80K$71,852
$100K$89,815
$120K$107,778
$150K$134,722

Monthly budget at $75K — Providence vs Missoula

ExpenseProvidenceMissoula
Monthly take-home$4,366$4,316
1BR rent$1,800$1,300
Groceries$399$376
Transport$75$45
Utilities$195$145
Internet$68$68
Left after essentials$1,829$2,382

Frequently asked questions

Is Missoula cheaper than Providence?

Yes. Missoula has a cost of living index of 97 vs 108 for Providence (100 = US average). That's about 10% cheaper.

How much will I save moving from Providence to Missoula?

On a $75K salary, moving from Providence to Missoula could save roughly $603/month on core expenses. That's ~$7,236/year.

What salary do I need in Missoula to match my Providence lifestyle?

To maintain the same purchasing power as $75,000 in Providence, you'd need roughly $67,361/year in Missoula. This is based on the overall COL index difference between the two cities.

Estimates based on Q1 2026 COL index and market data. Budget uses simplified federal/state tax rates at $75K. Zillow · BLS · Numbeo · For general guidance only