Moving from Providence to Louisville (2026)

Louisville has a COL index of 88 vs 108 for Providence (100 = US average). You'd pay about 19% less for the same lifestyle.

Save ~$594/mo
on core expenses · $75K salary baseline

Key differences

COL index
10888
100 = US avg
1BR rent
$1,800$1,300
per month
State tax
6%4%
income tax
Take-home at $75K
$4,366$4,491
per month

Salary needed in Louisville to match your Providence lifestyle

Based on the 19% cost of living decrease between the two cities.

Your salary in ProvidenceEquivalent in Louisville
$40K$32,593
$50K$40,741
$60K$48,889
$75K$61,111
$80K$65,185
$100K$81,481
$120K$97,778
$150K$122,222

Monthly budget at $75K — Providence vs Louisville

ExpenseProvidenceLouisville
Monthly take-home$4,366$4,491
1BR rent$1,800$1,300
Groceries$399$361
Transport$75$60
Utilities$195$162
Internet$68$60
Left after essentials$1,829$2,548

Frequently asked questions

Is Louisville cheaper than Providence?

Yes. Louisville has a cost of living index of 88 vs 108 for Providence (100 = US average). That's about 19% cheaper.

How much will I save moving from Providence to Louisville?

On a $75K salary, moving from Providence to Louisville could save roughly $594/month on core expenses. That's ~$7,128/year.

What salary do I need in Louisville to match my Providence lifestyle?

To maintain the same purchasing power as $75,000 in Providence, you'd need roughly $61,111/year in Louisville. This is based on the overall COL index difference between the two cities.

Estimates based on Q1 2026 COL index and market data. Budget uses simplified federal/state tax rates at $75K. Zillow · BLS · Numbeo · For general guidance only