Moving from Providence to Lincoln (2026)

Lincoln has a COL index of 86 vs 108 for Providence (100 = US average). You'd pay about 20% less for the same lifestyle.

Save ~$772/mo
on core expenses · $75K salary baseline

Key differences

COL index
10886
100 = US avg
1BR rent
$1,800$1,150
per month
State tax
6%5.8%
income tax
Take-home at $75K
$4,366$4,378
per month

Salary needed in Lincoln to match your Providence lifestyle

Based on the 20% cost of living decrease between the two cities.

Your salary in ProvidenceEquivalent in Lincoln
$40K$31,852
$50K$39,815
$60K$47,778
$75K$59,722
$80K$63,704
$100K$79,630
$120K$95,556
$150K$119,444

Monthly budget at $75K — Providence vs Lincoln

ExpenseProvidenceLincoln
Monthly take-home$4,366$4,378
1BR rent$1,800$1,150
Groceries$399$357
Transport$75$48
Utilities$195$152
Internet$68$58
Left after essentials$1,829$2,613

Frequently asked questions

Is Lincoln cheaper than Providence?

Yes. Lincoln has a cost of living index of 86 vs 108 for Providence (100 = US average). That's about 20% cheaper.

How much will I save moving from Providence to Lincoln?

On a $75K salary, moving from Providence to Lincoln could save roughly $772/month on core expenses. That's ~$9,264/year.

What salary do I need in Lincoln to match my Providence lifestyle?

To maintain the same purchasing power as $75,000 in Providence, you'd need roughly $59,722/year in Lincoln. This is based on the overall COL index difference between the two cities.

Estimates based on Q1 2026 COL index and market data. Budget uses simplified federal/state tax rates at $75K. Zillow · BLS · Numbeo · For general guidance only