Moving from Providence to Fort Collins (2026)

Fort Collins has a COL index of 99 vs 108 for Providence (100 = US average). You'd pay about 8% less for the same lifestyle.

Save ~$193/mo
on core expenses · $75K salary baseline

Key differences

COL index
10899
100 = US avg
1BR rent
$1,800$1,700
per month
State tax
6%4.4%
income tax
Take-home at $75K
$4,366$4,466
per month

Salary needed in Fort Collins to match your Providence lifestyle

Based on the 8% cost of living decrease between the two cities.

Your salary in ProvidenceEquivalent in Fort Collins
$40K$36,667
$50K$45,833
$60K$55,000
$75K$68,750
$80K$73,333
$100K$91,667
$120K$110,000
$150K$137,500

Monthly budget at $75K — Providence vs Fort Collins

ExpenseProvidenceFort Collins
Monthly take-home$4,366$4,466
1BR rent$1,800$1,700
Groceries$399$384
Transport$75$55
Utilities$195$140
Internet$68$65
Left after essentials$1,829$2,122

Frequently asked questions

Is Fort Collins cheaper than Providence?

Yes. Fort Collins has a cost of living index of 99 vs 108 for Providence (100 = US average). That's about 8% cheaper.

How much will I save moving from Providence to Fort Collins?

On a $75K salary, moving from Providence to Fort Collins could save roughly $193/month on core expenses. That's ~$2,316/year.

What salary do I need in Fort Collins to match my Providence lifestyle?

To maintain the same purchasing power as $75,000 in Providence, you'd need roughly $68,750/year in Fort Collins. This is based on the overall COL index difference between the two cities.

Estimates based on Q1 2026 COL index and market data. Budget uses simplified federal/state tax rates at $75K. Zillow · BLS · Numbeo · For general guidance only