Moving from Providence to Duluth (2026)

Duluth has a COL index of 87 vs 108 for Providence (100 = US average). You'd pay about 19% less for the same lifestyle.

Save ~$681/mo
on core expenses · $75K salary baseline

Key differences

COL index
10887
100 = US avg
1BR rent
$1,800$1,200
per month
State tax
6%9.9%
income tax
Take-home at $75K
$4,366$4,122
per month

Salary needed in Duluth to match your Providence lifestyle

Based on the 19% cost of living decrease between the two cities.

Your salary in ProvidenceEquivalent in Duluth
$40K$32,222
$50K$40,278
$60K$48,333
$75K$60,417
$80K$64,444
$100K$80,556
$120K$96,667
$150K$120,833

Monthly budget at $75K — Providence vs Duluth

ExpenseProvidenceDuluth
Monthly take-home$4,366$4,122
1BR rent$1,800$1,200
Groceries$399$369
Transport$75$60
Utilities$195$165
Internet$68$62
Left after essentials$1,829$2,266

Frequently asked questions

Is Duluth cheaper than Providence?

Yes. Duluth has a cost of living index of 87 vs 108 for Providence (100 = US average). That's about 19% cheaper.

How much will I save moving from Providence to Duluth?

On a $75K salary, moving from Providence to Duluth could save roughly $681/month on core expenses. That's ~$8,172/year.

What salary do I need in Duluth to match my Providence lifestyle?

To maintain the same purchasing power as $75,000 in Providence, you'd need roughly $60,417/year in Duluth. This is based on the overall COL index difference between the two cities.

Estimates based on Q1 2026 COL index and market data. Budget uses simplified federal/state tax rates at $75K. Zillow · BLS · Numbeo · For general guidance only