Moving from Providence to Albany (2026)
Albany has a COL index of 92 vs 108 for Providence (100 = US average). You'd pay about 15% less for the same lifestyle.
Key differences
Salary needed in Albany to match your Providence lifestyle
Based on the 15% cost of living decrease between the two cities.
| Your salary in Providence | Equivalent in Albany |
|---|---|
| $40K | $34,074 |
| $50K | $42,593 |
| $60K | $51,111 |
| $75K | $63,889 |
| $80K | $68,148 |
| $100K | $85,185 |
| $120K | $102,222 |
| $150K | $127,778 |
Monthly budget at $75K — Providence vs Albany
| Expense | Providence | Albany |
|---|---|---|
| Monthly take-home | $4,366 | $4,309 |
| 1BR rent | $1,800 | $1,400 |
| Groceries | $399 | $380 |
| Transport | $75 | $68 |
| Utilities | $195 | $185 |
| Internet | $68 | $65 |
| Left after essentials | $1,829 | $2,211 |
Frequently asked questions
Is Albany cheaper than Providence?
Yes. Albany has a cost of living index of 92 vs 108 for Providence (100 = US average). That's about 15% cheaper.
How much will I save moving from Providence to Albany?
On a $75K salary, moving from Providence to Albany could save roughly $439/month on core expenses. That's ~$5,268/year.
What salary do I need in Albany to match my Providence lifestyle?
To maintain the same purchasing power as $75,000 in Providence, you'd need roughly $63,889/year in Albany. This is based on the overall COL index difference between the two cities.
Estimates based on Q1 2026 COL index and market data. Budget uses simplified federal/state tax rates at $75K. Zillow · BLS · Numbeo · For general guidance only