Moving from Portland to Lima (2026)

Lima has a COL index of 40 vs 125 for Portland (100 = US average). You'd pay about 68% less for the same lifestyle.

Save ~$2,019/mo
on rent + taxes ยท $75K salary baseline

Change cities

Key differences

COL index
125 โ†’ 40
100 = US avg
1BR rent
$1,900 โ†’ $500
per month
State tax
9.9% โ†’ None
income tax
COL difference
125 โ†’ 40
68% cheaper

Salary needed in Lima to match your Portland lifestyle

Based on the 68% cost of living decrease between the two cities.

Your salary in PortlandEquivalent in Lima
$40K$12,800
$50K$16,000
$60K$19,200
$75K$24,000
$80K$25,600
$100K$32,000
$120K$38,400
$150K$48,000

Adjust your salary

Save ~$1,492/moon core expenses at $75K

Monthly budget at $75K โ€” Portland vs Lima

ExpensePortlandLima
Monthly take-home$4,122$4,741
1BR rent$1,900$500
Groceries$407$380
Transport$100$150
Utilities$130$55
Internet$65$25
Left after essentials$1,520$3,631

30-Year Wealth Builder

If you invest your monthly savings of $1,492 in a low-cost index fund (7% avg return), you'd accumulate an extra:

$1,820,197

over 30 years compared to staying in Portland โ€” that's the real price of a city.

$1,492/mo invested

Frequently asked questions

Is Lima cheaper than Portland?

Yes. Lima has a cost of living index of 40 vs 125 for Portland (100 = US average). That's about 68% cheaper.

How much will I save moving from Portland to Lima?

On a $75K salary, moving from Portland to Lima saves roughly $2,019/month on core expenses. That's ~$24,228/year.

What salary do I need in Lima to match my Portland lifestyle?

To maintain the same purchasing power as $75,000 in Portland, you'd need roughly $24,000/year in Lima. This is based on the overall COL index difference.

Estimates based on Q1 2026 COL index and market data. Budget uses simplified federal/state tax rates. Zillow ยท BLS ยท Numbeo ยท For general guidance only