Moving from Portland to Chattanooga (2026)

Chattanooga has a COL index of 86 vs 125 for Portland (100 = US average). You'd pay about 31% less for the same lifestyle.

Save ~$727/mo
on core expenses · $75K salary baseline

Key differences

COL index
12586
100 = US avg
1BR rent
$1,900$1,250
per month
State tax
9.9%None
income tax
Take-home at $75K
$4,122$4,741
per month

Salary needed in Chattanooga to match your Portland lifestyle

Based on the 31% cost of living decrease between the two cities.

Your salary in PortlandEquivalent in Chattanooga
$40K$27,520
$50K$34,400
$60K$41,280
$75K$51,600
$80K$55,040
$100K$68,800
$120K$82,560
$150K$103,200

Monthly budget at $75K — Portland vs Chattanooga

ExpensePortlandChattanooga
Monthly take-home$4,122$4,741
1BR rent$1,900$1,250
Groceries$407$357
Transport$100$45
Utilities$130$165
Internet$65$58
Left after essentials$1,520$2,866

Frequently asked questions

Is Chattanooga cheaper than Portland?

Yes. Chattanooga has a cost of living index of 86 vs 125 for Portland (100 = US average). That's about 31% cheaper.

How much will I save moving from Portland to Chattanooga?

On a $75K salary, moving from Portland to Chattanooga could save roughly $727/month on core expenses. That's ~$8,724/year.

What salary do I need in Chattanooga to match my Portland lifestyle?

To maintain the same purchasing power as $75,000 in Portland, you'd need roughly $51,600/year in Chattanooga. This is based on the overall COL index difference between the two cities.

Estimates based on Q1 2026 COL index and market data. Budget uses simplified federal/state tax rates at $75K. Zillow · BLS · Numbeo · For general guidance only