Moving from Pittsburgh to Waco (2026)

Waco has a COL index of 83 vs 92 for Pittsburgh (100 = US average). You'd pay about 10% less for the same lifestyle.

Save ~$437/mo
on core expenses · $75K salary baseline

Key differences

COL index
9283
100 = US avg
1BR rent
$1,350$1,000
per month
State tax
3.1%None
income tax
Take-home at $75K
$4,547$4,741
per month

Salary needed in Waco to match your Pittsburgh lifestyle

Based on the 10% cost of living decrease between the two cities.

Your salary in PittsburghEquivalent in Waco
$40K$36,087
$50K$45,109
$60K$54,130
$75K$67,663
$80K$72,174
$100K$90,217
$120K$108,261
$150K$135,326

Monthly budget at $75K — Pittsburgh vs Waco

ExpensePittsburghWaco
Monthly take-home$4,547$4,741
1BR rent$1,350$1,000
Groceries$372$350
Transport$100$38
Utilities$175$172
Internet$60$60
Left after essentials$2,490$3,121

Frequently asked questions

Is Waco cheaper than Pittsburgh?

Yes. Waco has a cost of living index of 83 vs 92 for Pittsburgh (100 = US average). That's about 10% cheaper.

How much will I save moving from Pittsburgh to Waco?

On a $75K salary, moving from Pittsburgh to Waco could save roughly $437/month on core expenses. That's ~$5,244/year.

What salary do I need in Waco to match my Pittsburgh lifestyle?

To maintain the same purchasing power as $75,000 in Pittsburgh, you'd need roughly $67,663/year in Waco. This is based on the overall COL index difference between the two cities.

Estimates based on Q1 2026 COL index and market data. Budget uses simplified federal/state tax rates at $75K. Zillow · BLS · Numbeo · For general guidance only