Moving from Philadelphia to Virginia Beach (2026)
Virginia Beach has a COL index of 93 vs 107 for Philadelphia (100 = US average). You'd pay about 13% less for the same lifestyle.
Key differences
Salary needed in Virginia Beach to match your Philadelphia lifestyle
Based on the 13% cost of living decrease between the two cities.
| Your salary in Philadelphia | Equivalent in Virginia Beach |
|---|---|
| $40K | $34,766 |
| $50K | $43,458 |
| $60K | $52,150 |
| $75K | $65,187 |
| $80K | $69,533 |
| $100K | $86,916 |
| $120K | $104,299 |
| $150K | $130,374 |
Monthly budget at $75K — Philadelphia vs Virginia Beach
| Expense | Philadelphia | Virginia Beach |
|---|---|---|
| Monthly take-home | $4,547 | $4,378 |
| 1BR rent | $2,000 | $1,550 |
| Groceries | $391 | $369 |
| Transport | $96 | $48 |
| Utilities | $160 | $170 |
| Internet | $65 | $60 |
| Left after essentials | $1,835 | $2,181 |
Frequently asked questions
Is Virginia Beach cheaper than Philadelphia?
Yes. Virginia Beach has a cost of living index of 93 vs 107 for Philadelphia (100 = US average). That's about 13% cheaper.
How much will I save moving from Philadelphia to Virginia Beach?
On a $75K salary, moving from Philadelphia to Virginia Beach could save roughly $515/month on core expenses. That's ~$6,180/year.
What salary do I need in Virginia Beach to match my Philadelphia lifestyle?
To maintain the same purchasing power as $75,000 in Philadelphia, you'd need roughly $65,187/year in Virginia Beach. This is based on the overall COL index difference between the two cities.
Estimates based on Q1 2026 COL index and market data. Budget uses simplified federal/state tax rates at $75K. Zillow · BLS · Numbeo · For general guidance only