Moving from Philadelphia to Knoxville (2026)

Knoxville has a COL index of 87 vs 107 for Philadelphia (100 = US average). You'd pay about 19% less for the same lifestyle.

Save ~$778/mo
on core expenses · $75K salary baseline

Key differences

COL index
10787
100 = US avg
1BR rent
$2,000$1,300
per month
State tax
3.1%None
income tax
Take-home at $75K
$4,547$4,741
per month

Salary needed in Knoxville to match your Philadelphia lifestyle

Based on the 19% cost of living decrease between the two cities.

Your salary in PhiladelphiaEquivalent in Knoxville
$40K$32,523
$50K$40,654
$60K$48,785
$75K$60,981
$80K$65,047
$100K$81,308
$120K$97,570
$150K$121,963

Monthly budget at $75K — Philadelphia vs Knoxville

ExpensePhiladelphiaKnoxville
Monthly take-home$4,547$4,741
1BR rent$2,000$1,300
Groceries$391$361
Transport$96$45
Utilities$160$168
Internet$65$60
Left after essentials$1,835$2,807

Frequently asked questions

Is Knoxville cheaper than Philadelphia?

Yes. Knoxville has a cost of living index of 87 vs 107 for Philadelphia (100 = US average). That's about 19% cheaper.

How much will I save moving from Philadelphia to Knoxville?

On a $75K salary, moving from Philadelphia to Knoxville could save roughly $778/month on core expenses. That's ~$9,336/year.

What salary do I need in Knoxville to match my Philadelphia lifestyle?

To maintain the same purchasing power as $75,000 in Philadelphia, you'd need roughly $60,981/year in Knoxville. This is based on the overall COL index difference between the two cities.

Estimates based on Q1 2026 COL index and market data. Budget uses simplified federal/state tax rates at $75K. Zillow · BLS · Numbeo · For general guidance only