Moving from Pensacola to Lafayette (2026)

Lafayette has a COL index of 85 vs 88 for Pensacola (100 = US average). You'd pay about 3% less for the same lifestyle.

Save ~$185/mo
on core expenses · $75K salary baseline

Key differences

COL index
8885
100 = US avg
1BR rent
$1,300$1,100
per month
State tax
None4.3%
income tax
Take-home at $75K
$4,741$4,472
per month

Salary needed in Lafayette to match your Pensacola lifestyle

Based on the 3% cost of living decrease between the two cities.

Your salary in PensacolaEquivalent in Lafayette
$40K$38,636
$50K$48,295
$60K$57,955
$75K$72,443
$80K$77,273
$100K$96,591
$120K$115,909
$150K$144,886

Monthly budget at $75K — Pensacola vs Lafayette

ExpensePensacolaLafayette
Monthly take-home$4,741$4,472
1BR rent$1,300$1,100
Groceries$361$361
Transport$45$42
Utilities$188$208
Internet$60$58
Left after essentials$2,787$2,703

Frequently asked questions

Is Lafayette cheaper than Pensacola?

Yes. Lafayette has a cost of living index of 85 vs 88 for Pensacola (100 = US average). That's about 3% cheaper.

How much will I save moving from Pensacola to Lafayette?

On a $75K salary, moving from Pensacola to Lafayette could save roughly $185/month on core expenses. That's ~$2,220/year.

What salary do I need in Lafayette to match my Pensacola lifestyle?

To maintain the same purchasing power as $75,000 in Pensacola, you'd need roughly $72,443/year in Lafayette. This is based on the overall COL index difference between the two cities.

Estimates based on Q1 2026 COL index and market data. Budget uses simplified federal/state tax rates at $75K. Zillow · BLS · Numbeo · For general guidance only