Moving from Pensacola to Eugene (2026)

Eugene has a COL index of 107 vs 88 for Pensacola (100 = US average). Expect to pay about 22% more for the same lifestyle.

Pay ~$366 more/mo
on core expenses · $75K salary baseline

Key differences

COL index
88107
100 = US avg
1BR rent
$1,300$1,650
per month
State tax
None9.9%
income tax
Take-home at $75K
$4,741$4,122
per month

Salary needed in Eugene to match your Pensacola lifestyle

Based on the 22% cost of living increase between the two cities.

Your salary in PensacolaEquivalent in Eugene
$40K$48,636
$50K$60,795
$60K$72,955
$75K$91,193
$80K$97,273
$100K$121,591
$120K$145,909
$150K$182,386

Monthly budget at $75K — Pensacola vs Eugene

ExpensePensacolaEugene
Monthly take-home$4,741$4,122
1BR rent$1,300$1,650
Groceries$361$395
Transport$45$82
Utilities$188$128
Internet$60$65
Left after essentials$2,787$1,802

Frequently asked questions

Is Eugene cheaper than Pensacola?

No. Eugene has a cost of living index of 107 vs 88 for Pensacola (100 = US average). That's about 22% more expensive.

How much will I save moving from Pensacola to Eugene?

On a $75K salary, core expenses in Eugene run about $366/month more than Pensacola. Factor this into your salary negotiation when relocating.

What salary do I need in Eugene to match my Pensacola lifestyle?

To maintain the same purchasing power as $75,000 in Pensacola, you'd need roughly $91,193/year in Eugene. This is based on the overall COL index difference between the two cities.

Estimates based on Q1 2026 COL index and market data. Budget uses simplified federal/state tax rates at $75K. Zillow · BLS · Numbeo · For general guidance only