Moving from Pensacola to Charleston (2026)

Charleston has a COL index of 97 vs 88 for Pensacola (100 = US average). Expect to pay about 10% more for the same lifestyle.

Pay ~$602 more/mo
on core expenses · $75K salary baseline

Key differences

COL index
8897
100 = US avg
1BR rent
$1,300$1,900
per month
State tax
None6.2%
income tax
Take-home at $75K
$4,741$4,353
per month

Salary needed in Charleston to match your Pensacola lifestyle

Based on the 10% cost of living increase between the two cities.

Your salary in PensacolaEquivalent in Charleston
$40K$44,091
$50K$55,114
$60K$66,136
$75K$82,670
$80K$88,182
$100K$110,227
$120K$132,273
$150K$165,341

Monthly budget at $75K — Pensacola vs Charleston

ExpensePensacolaCharleston
Monthly take-home$4,741$4,353
1BR rent$1,300$1,900
Groceries$361$376
Transport$45$55
Utilities$188$162
Internet$60$63
Left after essentials$2,787$1,797

Frequently asked questions

Is Charleston cheaper than Pensacola?

No. Charleston has a cost of living index of 97 vs 88 for Pensacola (100 = US average). That's about 10% more expensive.

How much will I save moving from Pensacola to Charleston?

On a $75K salary, core expenses in Charleston run about $602/month more than Pensacola. Factor this into your salary negotiation when relocating.

What salary do I need in Charleston to match my Pensacola lifestyle?

To maintain the same purchasing power as $75,000 in Pensacola, you'd need roughly $82,670/year in Charleston. This is based on the overall COL index difference between the two cities.

Estimates based on Q1 2026 COL index and market data. Budget uses simplified federal/state tax rates at $75K. Zillow · BLS · Numbeo · For general guidance only