Moving from Penang to St. Paul (2026)

St. Paul has a COL index of 97 vs 44 for Penang (100 = US average). Expect to pay about 123% more for the same lifestyle.

Pay ~$1,659 more/mo
on rent + taxes ยท $75K salary baseline

Change cities

Key differences

COL index
44 โ†’ 97
100 = US avg
1BR rent
$460 โ†’ $1,500
per month
State tax
None โ†’ 9.9%
income tax
COL difference
44 โ†’ 97
123% more expensive

Salary needed in St. Paul to match your Penang lifestyle

Based on the 123% cost of living increase between the two cities.

Your salary in PenangEquivalent in St. Paul
$40K$89,195
$50K$111,494
$60K$133,793
$75K$167,241
$80K$178,391
$100K$222,989
$120K$267,586
$150K$334,483

Adjust your salary

Pay ~$1,170/mo moreon core expenses at $75K

Monthly budget at $75K โ€” Penang vs St. Paul

ExpensePenangSt. Paul
Monthly take-home$4,741$4,122
1BR rent$460$1,500
Groceries$380$384
Transport$150$95
Utilities$55$195
Internet$22$63
Left after essentials$3,674$1,885

Frequently asked questions

Is St. Paul cheaper than Penang?

No. St. Paul has a cost of living index of 97 vs 44 for Penang (100 = US average). That's about 123% more expensive.

How much will I save moving from Penang to St. Paul?

On a $75K salary, core expenses in St. Paul run about $1,659/month more than Penang. Factor this into your salary negotiation when relocating.

What salary do I need in St. Paul to match my Penang lifestyle?

To maintain the same purchasing power as $75,000 in Penang, you'd need roughly $167,241/year in St. Paul. This is based on the overall COL index difference.

Estimates based on Q1 2026 COL index and market data. Budget uses simplified federal/state tax rates. Zillow ยท BLS ยท Numbeo ยท For general guidance only