Moving from Orlando to Waco (2026)

Waco has a COL index of 83 vs 102 for Orlando (100 = US average). You'd pay about 19% less for the same lifestyle.

Save ~$985/mo
on core expenses · $75K salary baseline

Key differences

COL index
10283
100 = US avg
1BR rent
$1,900$1,000
per month
State tax
NoneNone
income tax
Take-home at $75K
$4,741$4,741
per month

Salary needed in Waco to match your Orlando lifestyle

Based on the 19% cost of living decrease between the two cities.

Your salary in OrlandoEquivalent in Waco
$40K$32,549
$50K$40,686
$60K$48,824
$75K$61,029
$80K$65,098
$100K$81,373
$120K$97,647
$150K$122,059

Monthly budget at $75K — Orlando vs Waco

ExpenseOrlandoWaco
Monthly take-home$4,741$4,741
1BR rent$1,900$1,000
Groceries$380$350
Transport$65$38
Utilities$195$172
Internet$65$60
Left after essentials$2,136$3,121

Frequently asked questions

Is Waco cheaper than Orlando?

Yes. Waco has a cost of living index of 83 vs 102 for Orlando (100 = US average). That's about 19% cheaper.

How much will I save moving from Orlando to Waco?

On a $75K salary, moving from Orlando to Waco could save roughly $985/month on core expenses. That's ~$11,820/year.

What salary do I need in Waco to match my Orlando lifestyle?

To maintain the same purchasing power as $75,000 in Orlando, you'd need roughly $61,029/year in Waco. This is based on the overall COL index difference between the two cities.

Estimates based on Q1 2026 COL index and market data. Budget uses simplified federal/state tax rates at $75K. Zillow · BLS · Numbeo · For general guidance only