Moving from Omaha to St. Paul (2026)
St. Paul has a COL index of 97 vs 87 for Omaha (100 = US average). Expect to pay about 11% more for the same lifestyle.
Key differences
Salary needed in St. Paul to match your Omaha lifestyle
Based on the 11% cost of living increase between the two cities.
| Your salary in Omaha | Equivalent in St. Paul |
|---|---|
| $40K | $44,598 |
| $50K | $55,747 |
| $60K | $66,897 |
| $75K | $83,621 |
| $80K | $89,195 |
| $100K | $111,494 |
| $120K | $133,793 |
| $150K | $167,241 |
Monthly budget at $75K — Omaha vs St. Paul
| Expense | Omaha | St. Paul |
|---|---|---|
| Monthly take-home | $4,378 | $4,122 |
| 1BR rent | $1,200 | $1,500 |
| Groceries | $361 | $384 |
| Transport | $50 | $95 |
| Utilities | $155 | $195 |
| Internet | $60 | $63 |
| Left after essentials | $2,552 | $1,885 |
Frequently asked questions
Is St. Paul cheaper than Omaha?
No. St. Paul has a cost of living index of 97 vs 87 for Omaha (100 = US average). That's about 11% more expensive.
How much will I save moving from Omaha to St. Paul?
On a $75K salary, core expenses in St. Paul run about $411/month more than Omaha. Factor this into your salary negotiation when relocating.
What salary do I need in St. Paul to match my Omaha lifestyle?
To maintain the same purchasing power as $75,000 in Omaha, you'd need roughly $83,621/year in St. Paul. This is based on the overall COL index difference between the two cities.
Estimates based on Q1 2026 COL index and market data. Budget uses simplified federal/state tax rates at $75K. Zillow · BLS · Numbeo · For general guidance only