Moving from Oklahoma City to Waco (2026)
Waco has a COL index of 83 vs 86 for Oklahoma City (100 = US average). You'd pay about 3% less for the same lifestyle.
Key differences
Salary needed in Waco to match your Oklahoma City lifestyle
Based on the 3% cost of living decrease between the two cities.
| Your salary in Oklahoma City | Equivalent in Waco |
|---|---|
| $40K | $38,605 |
| $50K | $48,256 |
| $60K | $57,907 |
| $75K | $72,384 |
| $80K | $77,209 |
| $100K | $96,512 |
| $120K | $115,814 |
| $150K | $144,767 |
Monthly budget at $75K — Oklahoma City vs Waco
| Expense | Oklahoma City | Waco |
|---|---|---|
| Monthly take-home | $4,441 | $4,741 |
| 1BR rent | $1,100 | $1,000 |
| Groceries | $353 | $350 |
| Transport | $50 | $38 |
| Utilities | $175 | $172 |
| Internet | $55 | $60 |
| Left after essentials | $2,708 | $3,121 |
Frequently asked questions
Is Waco cheaper than Oklahoma City?
Yes. Waco has a cost of living index of 83 vs 86 for Oklahoma City (100 = US average). That's about 3% cheaper.
How much will I save moving from Oklahoma City to Waco?
On a $75K salary, moving from Oklahoma City to Waco could save roughly $113/month on core expenses. That's ~$1,356/year.
What salary do I need in Waco to match my Oklahoma City lifestyle?
To maintain the same purchasing power as $75,000 in Oklahoma City, you'd need roughly $72,384/year in Waco. This is based on the overall COL index difference between the two cities.
Estimates based on Q1 2026 COL index and market data. Budget uses simplified federal/state tax rates at $75K. Zillow · BLS · Numbeo · For general guidance only