Moving from Oakland to St. Louis (2026)
St. Louis has a COL index of 87 vs 162 for Oakland (100 = US average). You'd pay about 46% less for the same lifestyle.
Key differences
Salary needed in St. Louis to match your Oakland lifestyle
Based on the 46% cost of living decrease between the two cities.
| Your salary in Oakland | Equivalent in St. Louis |
|---|---|
| $40K | $21,481 |
| $50K | $26,852 |
| $60K | $32,222 |
| $75K | $40,278 |
| $80K | $42,963 |
| $100K | $53,704 |
| $120K | $64,444 |
| $150K | $80,556 |
Monthly budget at $75K — Oakland vs St. Louis
| Expense | Oakland | St. Louis |
|---|---|---|
| Monthly take-home | $4,159 | $4,447 |
| 1BR rent | $2,700 | $1,300 |
| Groceries | $426 | $369 |
| Transport | $100 | $75 |
| Utilities | $148 | $162 |
| Internet | $70 | $60 |
| Left after essentials | $715 | $2,481 |
Frequently asked questions
Is St. Louis cheaper than Oakland?
Yes. St. Louis has a cost of living index of 87 vs 162 for Oakland (100 = US average). That's about 46% cheaper.
How much will I save moving from Oakland to St. Louis?
On a $75K salary, moving from Oakland to St. Louis could save roughly $1,478/month on core expenses. That's ~$17,736/year.
What salary do I need in St. Louis to match my Oakland lifestyle?
To maintain the same purchasing power as $75,000 in Oakland, you'd need roughly $40,278/year in St. Louis. This is based on the overall COL index difference between the two cities.
Estimates based on Q1 2026 COL index and market data. Budget uses simplified federal/state tax rates at $75K. Zillow · BLS · Numbeo · For general guidance only