Moving from Oakland to Missoula (2026)

Missoula has a COL index of 97 vs 162 for Oakland (100 = US average). You'd pay about 40% less for the same lifestyle.

Save ~$1,510/mo
on core expenses · $75K salary baseline

Key differences

COL index
16297
100 = US avg
1BR rent
$2,700$1,300
per month
State tax
9.3%6.8%
income tax
Take-home at $75K
$4,159$4,316
per month

Salary needed in Missoula to match your Oakland lifestyle

Based on the 40% cost of living decrease between the two cities.

Your salary in OaklandEquivalent in Missoula
$40K$23,951
$50K$29,938
$60K$35,926
$75K$44,907
$80K$47,901
$100K$59,877
$120K$71,852
$150K$89,815

Monthly budget at $75K — Oakland vs Missoula

ExpenseOaklandMissoula
Monthly take-home$4,159$4,316
1BR rent$2,700$1,300
Groceries$426$376
Transport$100$45
Utilities$148$145
Internet$70$68
Left after essentials$715$2,382

Frequently asked questions

Is Missoula cheaper than Oakland?

Yes. Missoula has a cost of living index of 97 vs 162 for Oakland (100 = US average). That's about 40% cheaper.

How much will I save moving from Oakland to Missoula?

On a $75K salary, moving from Oakland to Missoula could save roughly $1,510/month on core expenses. That's ~$18,120/year.

What salary do I need in Missoula to match my Oakland lifestyle?

To maintain the same purchasing power as $75,000 in Oakland, you'd need roughly $44,907/year in Missoula. This is based on the overall COL index difference between the two cities.

Estimates based on Q1 2026 COL index and market data. Budget uses simplified federal/state tax rates at $75K. Zillow · BLS · Numbeo · For general guidance only