Moving from Oakland to Midland (2026)

Midland has a COL index of 93 vs 162 for Oakland (100 = US average). You'd pay about 43% less for the same lifestyle.

Save ~$1,601/mo
on core expenses · $75K salary baseline

Key differences

COL index
16293
100 = US avg
1BR rent
$2,700$1,200
per month
State tax
9.3%None
income tax
Take-home at $75K
$4,159$4,741
per month

Salary needed in Midland to match your Oakland lifestyle

Based on the 43% cost of living decrease between the two cities.

Your salary in OaklandEquivalent in Midland
$40K$22,963
$50K$28,704
$60K$34,444
$75K$43,056
$80K$45,926
$100K$57,407
$120K$68,889
$150K$86,111

Monthly budget at $75K — Oakland vs Midland

ExpenseOaklandMidland
Monthly take-home$4,159$4,741
1BR rent$2,700$1,200
Groceries$426$365
Transport$100$35
Utilities$148$178
Internet$70$65
Left after essentials$715$2,898

Frequently asked questions

Is Midland cheaper than Oakland?

Yes. Midland has a cost of living index of 93 vs 162 for Oakland (100 = US average). That's about 43% cheaper.

How much will I save moving from Oakland to Midland?

On a $75K salary, moving from Oakland to Midland could save roughly $1,601/month on core expenses. That's ~$19,212/year.

What salary do I need in Midland to match my Oakland lifestyle?

To maintain the same purchasing power as $75,000 in Oakland, you'd need roughly $43,056/year in Midland. This is based on the overall COL index difference between the two cities.

Estimates based on Q1 2026 COL index and market data. Budget uses simplified federal/state tax rates at $75K. Zillow · BLS · Numbeo · For general guidance only