Moving from Oakland to Madison (2026)
Madison has a COL index of 97 vs 162 for Oakland (100 = US average). You'd pay about 40% less for the same lifestyle.
Save ~$1,123/mo
on core expenses · $75K salary baseline
Key differences
COL index
16297
100 = US avg
1BR rent
$2,700$1,650
per month
State tax
9.3%7.7%
income tax
Take-home at $75K
$4,159$4,259
per month
Salary needed in Madison to match your Oakland lifestyle
Based on the 40% cost of living decrease between the two cities.
| Your salary in Oakland | Equivalent in Madison |
|---|---|
| $40K | $23,951 |
| $50K | $29,938 |
| $60K | $35,926 |
| $75K | $44,907 |
| $80K | $47,901 |
| $100K | $59,877 |
| $120K | $71,852 |
| $150K | $89,815 |
Monthly budget at $75K — Oakland vs Madison
| Expense | Oakland | Madison |
|---|---|---|
| Monthly take-home | $4,159 | $4,259 |
| 1BR rent | $2,700 | $1,650 |
| Groceries | $426 | $384 |
| Transport | $100 | $62 |
| Utilities | $148 | $162 |
| Internet | $70 | $63 |
| Left after essentials | $715 | $1,938 |
Frequently asked questions
Is Madison cheaper than Oakland?
Yes. Madison has a cost of living index of 97 vs 162 for Oakland (100 = US average). That's about 40% cheaper.
How much will I save moving from Oakland to Madison?
On a $75K salary, moving from Oakland to Madison could save roughly $1,123/month on core expenses. That's ~$13,476/year.
What salary do I need in Madison to match my Oakland lifestyle?
To maintain the same purchasing power as $75,000 in Oakland, you'd need roughly $44,907/year in Madison. This is based on the overall COL index difference between the two cities.
Moving from Madison to OaklandOakland vs Madison — full comparisonOakland cost of livingMadison cost of living
Estimates based on Q1 2026 COL index and market data. Budget uses simplified federal/state tax rates at $75K. Zillow · BLS · Numbeo · For general guidance only