Moving from Oakland to Lexington (2026)

Lexington has a COL index of 89 vs 162 for Oakland (100 = US average). You'd pay about 45% less for the same lifestyle.

Save ~$1,451/mo
on core expenses · $75K salary baseline

Key differences

COL index
16289
100 = US avg
1BR rent
$2,700$1,350
per month
State tax
9.3%4%
income tax
Take-home at $75K
$4,159$4,491
per month

Salary needed in Lexington to match your Oakland lifestyle

Based on the 45% cost of living decrease between the two cities.

Your salary in OaklandEquivalent in Lexington
$40K$21,975
$50K$27,469
$60K$32,963
$75K$41,204
$80K$43,951
$100K$54,938
$120K$65,926
$150K$82,407

Monthly budget at $75K — Oakland vs Lexington

ExpenseOaklandLexington
Monthly take-home$4,159$4,491
1BR rent$2,700$1,350
Groceries$426$365
Transport$100$60
Utilities$148$158
Internet$70$60
Left after essentials$715$2,498

Frequently asked questions

Is Lexington cheaper than Oakland?

Yes. Lexington has a cost of living index of 89 vs 162 for Oakland (100 = US average). That's about 45% cheaper.

How much will I save moving from Oakland to Lexington?

On a $75K salary, moving from Oakland to Lexington could save roughly $1,451/month on core expenses. That's ~$17,412/year.

What salary do I need in Lexington to match my Oakland lifestyle?

To maintain the same purchasing power as $75,000 in Oakland, you'd need roughly $41,204/year in Lexington. This is based on the overall COL index difference between the two cities.

Estimates based on Q1 2026 COL index and market data. Budget uses simplified federal/state tax rates at $75K. Zillow · BLS · Numbeo · For general guidance only