Moving from Oakland to Fort Worth (2026)

Fort Worth has a COL index of 91 vs 162 for Oakland (100 = US average). You'd pay about 44% less for the same lifestyle.

Save ~$1,381/mo
on core expenses · $75K salary baseline

Key differences

COL index
16291
100 = US avg
1BR rent
$2,700$1,400
per month
State tax
9.3%None
income tax
Take-home at $75K
$4,159$4,741
per month

Salary needed in Fort Worth to match your Oakland lifestyle

Based on the 44% cost of living decrease between the two cities.

Your salary in OaklandEquivalent in Fort Worth
$40K$22,469
$50K$28,086
$60K$33,704
$75K$42,130
$80K$44,938
$100K$56,173
$120K$67,407
$150K$84,259

Monthly budget at $75K — Oakland vs Fort Worth

ExpenseOaklandFort Worth
Monthly take-home$4,159$4,741
1BR rent$2,700$1,400
Groceries$426$365
Transport$100$50
Utilities$148$180
Internet$70$68
Left after essentials$715$2,678

Frequently asked questions

Is Fort Worth cheaper than Oakland?

Yes. Fort Worth has a cost of living index of 91 vs 162 for Oakland (100 = US average). That's about 44% cheaper.

How much will I save moving from Oakland to Fort Worth?

On a $75K salary, moving from Oakland to Fort Worth could save roughly $1,381/month on core expenses. That's ~$16,572/year.

What salary do I need in Fort Worth to match my Oakland lifestyle?

To maintain the same purchasing power as $75,000 in Oakland, you'd need roughly $42,130/year in Fort Worth. This is based on the overall COL index difference between the two cities.

Estimates based on Q1 2026 COL index and market data. Budget uses simplified federal/state tax rates at $75K. Zillow · BLS · Numbeo · For general guidance only