Moving from Oakland to Flagstaff (2026)

Flagstaff has a COL index of 102 vs 162 for Oakland (100 = US average). You'd pay about 37% less for the same lifestyle.

Save ~$1,105/mo
on core expenses · $75K salary baseline

Key differences

COL index
162102
100 = US avg
1BR rent
$2,700$1,650
per month
State tax
9.3%2.5%
income tax
Take-home at $75K
$4,159$4,584
per month

Salary needed in Flagstaff to match your Oakland lifestyle

Based on the 37% cost of living decrease between the two cities.

Your salary in OaklandEquivalent in Flagstaff
$40K$25,185
$50K$31,481
$60K$37,778
$75K$47,222
$80K$50,370
$100K$62,963
$120K$75,556
$150K$94,444

Monthly budget at $75K — Oakland vs Flagstaff

ExpenseOaklandFlagstaff
Monthly take-home$4,159$4,584
1BR rent$2,700$1,650
Groceries$426$384
Transport$100$45
Utilities$148$195
Internet$70$65
Left after essentials$715$2,245

Frequently asked questions

Is Flagstaff cheaper than Oakland?

Yes. Flagstaff has a cost of living index of 102 vs 162 for Oakland (100 = US average). That's about 37% cheaper.

How much will I save moving from Oakland to Flagstaff?

On a $75K salary, moving from Oakland to Flagstaff could save roughly $1,105/month on core expenses. That's ~$13,260/year.

What salary do I need in Flagstaff to match my Oakland lifestyle?

To maintain the same purchasing power as $75,000 in Oakland, you'd need roughly $47,222/year in Flagstaff. This is based on the overall COL index difference between the two cities.

Estimates based on Q1 2026 COL index and market data. Budget uses simplified federal/state tax rates at $75K. Zillow · BLS · Numbeo · For general guidance only