Moving from Oakland to Duluth (2026)
Duluth has a COL index of 87 vs 162 for Oakland (100 = US average). You'd pay about 46% less for the same lifestyle.
Save ~$1,588/mo
on core expenses · $75K salary baseline
Key differences
COL index
16287
100 = US avg
1BR rent
$2,700$1,200
per month
State tax
9.3%9.9%
income tax
Take-home at $75K
$4,159$4,122
per month
Salary needed in Duluth to match your Oakland lifestyle
Based on the 46% cost of living decrease between the two cities.
| Your salary in Oakland | Equivalent in Duluth |
|---|---|
| $40K | $21,481 |
| $50K | $26,852 |
| $60K | $32,222 |
| $75K | $40,278 |
| $80K | $42,963 |
| $100K | $53,704 |
| $120K | $64,444 |
| $150K | $80,556 |
Monthly budget at $75K — Oakland vs Duluth
| Expense | Oakland | Duluth |
|---|---|---|
| Monthly take-home | $4,159 | $4,122 |
| 1BR rent | $2,700 | $1,200 |
| Groceries | $426 | $369 |
| Transport | $100 | $60 |
| Utilities | $148 | $165 |
| Internet | $70 | $62 |
| Left after essentials | $715 | $2,266 |
Frequently asked questions
Is Duluth cheaper than Oakland?
Yes. Duluth has a cost of living index of 87 vs 162 for Oakland (100 = US average). That's about 46% cheaper.
How much will I save moving from Oakland to Duluth?
On a $75K salary, moving from Oakland to Duluth could save roughly $1,588/month on core expenses. That's ~$19,056/year.
What salary do I need in Duluth to match my Oakland lifestyle?
To maintain the same purchasing power as $75,000 in Oakland, you'd need roughly $40,278/year in Duluth. This is based on the overall COL index difference between the two cities.
Moving from Duluth to OaklandOakland vs Duluth — full comparisonOakland cost of livingDuluth cost of living
Estimates based on Q1 2026 COL index and market data. Budget uses simplified federal/state tax rates at $75K. Zillow · BLS · Numbeo · For general guidance only