Moving from Oakland to Boise (2026)

Boise has a COL index of 105 vs 162 for Oakland (100 = US average). You'd pay about 35% less for the same lifestyle.

Save ~$1,222/mo
on core expenses · $75K salary baseline

Key differences

COL index
162105
100 = US avg
1BR rent
$2,700$1,600
per month
State tax
9.3%5.8%
income tax
Take-home at $75K
$4,159$4,378
per month

Salary needed in Boise to match your Oakland lifestyle

Based on the 35% cost of living decrease between the two cities.

Your salary in OaklandEquivalent in Boise
$40K$25,926
$50K$32,407
$60K$38,889
$75K$48,611
$80K$51,852
$100K$64,815
$120K$77,778
$150K$97,222

Monthly budget at $75K — Oakland vs Boise

ExpenseOaklandBoise
Monthly take-home$4,159$4,378
1BR rent$2,700$1,600
Groceries$426$372
Transport$100$45
Utilities$148$145
Internet$70$60
Left after essentials$715$2,156

Frequently asked questions

Is Boise cheaper than Oakland?

Yes. Boise has a cost of living index of 105 vs 162 for Oakland (100 = US average). That's about 35% cheaper.

How much will I save moving from Oakland to Boise?

On a $75K salary, moving from Oakland to Boise could save roughly $1,222/month on core expenses. That's ~$14,664/year.

What salary do I need in Boise to match my Oakland lifestyle?

To maintain the same purchasing power as $75,000 in Oakland, you'd need roughly $48,611/year in Boise. This is based on the overall COL index difference between the two cities.

Estimates based on Q1 2026 COL index and market data. Budget uses simplified federal/state tax rates at $75K. Zillow · BLS · Numbeo · For general guidance only