Moving from Oakland to Austin (2026)
Austin has a COL index of 122 vs 162 for Oakland (100 = US average). You'd pay about 25% less for the same lifestyle.
Save ~$987/mo
on core expenses · $75K salary baseline
Key differences
COL index
162122
100 = US avg
1BR rent
$2,700$1,800
per month
State tax
9.3%None
income tax
Take-home at $75K
$4,159$4,741
per month
Salary needed in Austin to match your Oakland lifestyle
Based on the 25% cost of living decrease between the two cities.
| Your salary in Oakland | Equivalent in Austin |
|---|---|
| $40K | $30,123 |
| $50K | $37,654 |
| $60K | $45,185 |
| $75K | $56,481 |
| $80K | $60,247 |
| $100K | $75,309 |
| $120K | $90,370 |
| $150K | $112,963 |
Monthly budget at $75K — Oakland vs Austin
| Expense | Oakland | Austin |
|---|---|---|
| Monthly take-home | $4,159 | $4,741 |
| 1BR rent | $2,700 | $1,800 |
| Groceries | $426 | $372 |
| Transport | $100 | $50 |
| Utilities | $148 | $170 |
| Internet | $70 | $65 |
| Left after essentials | $715 | $2,284 |
Frequently asked questions
Is Austin cheaper than Oakland?
Yes. Austin has a cost of living index of 122 vs 162 for Oakland (100 = US average). That's about 25% cheaper.
How much will I save moving from Oakland to Austin?
On a $75K salary, moving from Oakland to Austin could save roughly $987/month on core expenses. That's ~$11,844/year.
What salary do I need in Austin to match my Oakland lifestyle?
To maintain the same purchasing power as $75,000 in Oakland, you'd need roughly $56,481/year in Austin. This is based on the overall COL index difference between the two cities.
Moving from Austin to OaklandOakland vs Austin — full comparisonOakland cost of livingAustin cost of living
Estimates based on Q1 2026 COL index and market data. Budget uses simplified federal/state tax rates at $75K. Zillow · BLS · Numbeo · For general guidance only