Moving from New Haven to Richmond (2026)

Richmond has a COL index of 98 vs 110 for New Haven (100 = US average). You'd pay about 11% less for the same lifestyle.

Save ~$306/mo
on core expenses · $75K salary baseline

Key differences

COL index
11098
100 = US avg
1BR rent
$1,800$1,600
per month
State tax
7%5.8%
income tax
Take-home at $75K
$4,303$4,378
per month

Salary needed in Richmond to match your New Haven lifestyle

Based on the 11% cost of living decrease between the two cities.

Your salary in New HavenEquivalent in Richmond
$40K$35,636
$50K$44,545
$60K$53,455
$75K$66,818
$80K$71,273
$100K$89,091
$120K$106,909
$150K$133,636

Monthly budget at $75K — New Haven vs Richmond

ExpenseNew HavenRichmond
Monthly take-home$4,303$4,378
1BR rent$1,800$1,600
Groceries$410$369
Transport$82$70
Utilities$198$155
Internet$70$60
Left after essentials$1,743$2,124

Frequently asked questions

Is Richmond cheaper than New Haven?

Yes. Richmond has a cost of living index of 98 vs 110 for New Haven (100 = US average). That's about 11% cheaper.

How much will I save moving from New Haven to Richmond?

On a $75K salary, moving from New Haven to Richmond could save roughly $306/month on core expenses. That's ~$3,672/year.

What salary do I need in Richmond to match my New Haven lifestyle?

To maintain the same purchasing power as $75,000 in New Haven, you'd need roughly $66,818/year in Richmond. This is based on the overall COL index difference between the two cities.

Estimates based on Q1 2026 COL index and market data. Budget uses simplified federal/state tax rates at $75K. Zillow · BLS · Numbeo · For general guidance only