Moving from New Haven to Chattanooga (2026)

Chattanooga has a COL index of 86 vs 110 for New Haven (100 = US average). You'd pay about 22% less for the same lifestyle.

Save ~$685/mo
on core expenses · $75K salary baseline

Key differences

COL index
11086
100 = US avg
1BR rent
$1,800$1,250
per month
State tax
7%None
income tax
Take-home at $75K
$4,303$4,741
per month

Salary needed in Chattanooga to match your New Haven lifestyle

Based on the 22% cost of living decrease between the two cities.

Your salary in New HavenEquivalent in Chattanooga
$40K$31,273
$50K$39,091
$60K$46,909
$75K$58,636
$80K$62,545
$100K$78,182
$120K$93,818
$150K$117,273

Monthly budget at $75K — New Haven vs Chattanooga

ExpenseNew HavenChattanooga
Monthly take-home$4,303$4,741
1BR rent$1,800$1,250
Groceries$410$357
Transport$82$45
Utilities$198$165
Internet$70$58
Left after essentials$1,743$2,866

Frequently asked questions

Is Chattanooga cheaper than New Haven?

Yes. Chattanooga has a cost of living index of 86 vs 110 for New Haven (100 = US average). That's about 22% cheaper.

How much will I save moving from New Haven to Chattanooga?

On a $75K salary, moving from New Haven to Chattanooga could save roughly $685/month on core expenses. That's ~$8,220/year.

What salary do I need in Chattanooga to match my New Haven lifestyle?

To maintain the same purchasing power as $75,000 in New Haven, you'd need roughly $58,636/year in Chattanooga. This is based on the overall COL index difference between the two cities.

Estimates based on Q1 2026 COL index and market data. Budget uses simplified federal/state tax rates at $75K. Zillow · BLS · Numbeo · For general guidance only